/* ============================================================
   TRUST CO (PTY) LTD — GLOBAL STYLESHEET
   Brand Palette:
   Midnight Navy  #0F2747
   Deep Teal      #0E5C63
   Warm Gold      #C8A96B
   Stone Grey     #6E7681
   Soft Ivory     #F7F4EE
   White          #FFFFFF
   ============================================================ */

/* ---- Google Fonts ---- */
@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:wght@400;500;600;700&family=Inter:wght@300;400;500;600;700&display=swap');

/* ---- CSS Variables ---- */
:root {
  --navy:   #0F2747;
  --teal:   #0E5C63;
  --gold:   #C8A96B;
  --grey:   #6E7681;
  --ivory:  #F7F4EE;
  --white:  #FFFFFF;
  --navy-light: #1a3a62;
  --teal-dark:  #0a4449;
  --gold-light: #d9bc85;
  --text-dark:  #1a1a2e;
  --text-body:  #3a3a4a;
  --shadow-sm:  0 2px 12px rgba(15,39,71,0.08);
  --shadow-md:  0 8px 32px rgba(15,39,71,0.12);
  --shadow-lg:  0 20px 60px rgba(15,39,71,0.18);
  --radius:     6px;
  --radius-lg:  12px;
  --transition: all 0.3s cubic-bezier(0.4,0,0.2,1);
}

/* ---- Reset & Base ---- */
*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: 'Inter', sans-serif;
  color: var(--text-body);
  background-color: var(--white);
  line-height: 1.7;
  overflow-x: hidden;
}

/* ---- Typography ---- */
h1, h2, h3, h4, h5, h6 {
  font-family: 'Cormorant Garamond', serif;
  color: var(--navy);
  line-height: 1.2;
  font-weight: 600;
}

h1 { font-size: clamp(2.4rem, 5vw, 4rem); }
h2 { font-size: clamp(1.8rem, 3vw, 2.8rem); }
h3 { font-size: clamp(1.3rem, 2.5vw, 1.8rem); }
h4 { font-size: 1.2rem; }

p {
  font-size: 1rem;
  line-height: 1.8;
  color: var(--text-body);
}

a {
  color: inherit;
  text-decoration: none;
  transition: var(--transition);
}

ul { list-style: none; }

img { max-width: 100%; display: block; }

/* ---- Utility Classes ---- */
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 2rem;
}

.container-wide {
  max-width: 1400px;
  margin: 0 auto;
  padding: 0 2rem;
}

.section {
  padding: 100px 0;
}

.section-sm {
  padding: 60px 0;
}

.text-center { text-align: center; }
.text-gold { color: var(--gold); }
.text-teal { color: var(--teal); }
.text-navy { color: var(--navy); }
.text-grey { color: var(--grey); }
.text-white { color: var(--white); }

.bg-navy  { background-color: var(--navy); }
.bg-teal  { background-color: var(--teal); }
.bg-ivory { background-color: var(--ivory); }
.bg-white { background-color: var(--white); }

.divider-gold {
  width: 60px;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  border-radius: 2px;
  margin: 1.2rem 0 2rem;
}

.divider-gold.center {
  margin-left: auto;
  margin-right: auto;
}

.tag {
  display: inline-block;
  font-family: 'Inter', sans-serif;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.8rem;
}

/* ---- Buttons ---- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.9rem 2.2rem;
  border-radius: var(--radius);
  font-family: 'Inter', sans-serif;
  font-size: 0.9rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  cursor: pointer;
  border: 2px solid transparent;
  transition: var(--transition);
  text-decoration: none;
}

.btn-primary {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}

.btn-primary:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
  color: var(--navy);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(200, 169, 107, 0.35);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.5);
}

.btn-outline:hover {
  background: rgba(255,255,255,0.1);
  border-color: var(--white);
  color: var(--white);
  transform: translateY(-2px);
}

.btn-outline-gold {
  background: transparent;
  color: var(--gold);
  border-color: var(--gold);
}

.btn-outline-gold:hover {
  background: var(--gold);
  color: var(--navy);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(200,169,107,0.3);
}

.btn-teal {
  background: var(--teal);
  color: var(--white);
  border-color: var(--teal);
}

.btn-teal:hover {
  background: var(--teal-dark);
  border-color: var(--teal-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(14,92,99,0.35);
}

/* ---- Navigation ---- */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  transition: var(--transition);
  padding: 1.2rem 0;
}

.site-header.scrolled {
  background: var(--navy);
  padding: 0.8rem 0;
  box-shadow: var(--shadow-md);
}

.site-header.scrolled .logo-text {
  color: var(--white) !important;
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

/* Logo */
.logo {
  display: flex;
  align-items: center;
  gap: 0.8rem;
  text-decoration: none;
}

.logo-emblem {
  width: 44px;
  height: 44px;
  position: relative;
  flex-shrink: 0;
}

.logo-emblem svg {
  width: 100%;
  height: 100%;
}

.logo-text-wrap {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}

.logo-text {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 0.04em;
  transition: var(--transition);
}

.logo-sub {
  font-family: 'Inter', sans-serif;
  font-size: 0.62rem;
  font-weight: 500;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
}

/* Nav Links */
.nav-links {
  display: flex;
  align-items: center;
  gap: 0.2rem;
}

.nav-links a {
  font-family: 'Inter', sans-serif;
  font-size: 0.85rem;
  font-weight: 500;
  letter-spacing: 0.04em;
  color: rgba(255,255,255,0.85);
  padding: 0.5rem 0.9rem;
  border-radius: var(--radius);
  position: relative;
  transition: var(--transition);
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: 4px;
  left: 50%;
  transform: translateX(-50%);
  width: 0;
  height: 2px;
  background: var(--gold);
  border-radius: 1px;
  transition: var(--transition);
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--white);
}

.nav-links a:hover::after,
.nav-links a.active::after {
  width: calc(100% - 1.8rem);
}

.nav-cta {
  background: var(--gold) !important;
  color: var(--navy) !important;
  font-weight: 600 !important;
  padding: 0.5rem 1.3rem !important;
}

.nav-cta::after { display: none !important; }

.nav-cta:hover {
  background: var(--gold-light) !important;
  transform: translateY(-1px);
}

/* Mobile Nav */
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
}

.nav-toggle span {
  display: block;
  width: 26px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: var(--transition);
}

.nav-toggle.open span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}
.nav-toggle.open span:nth-child(2) { opacity: 0; }
.nav-toggle.open span:nth-child(3) {
  transform: rotate(-45deg) translate(5px, -5px);
}

/* ---- Hero Sections ---- */
.hero {
  min-height: 100vh;
  background: linear-gradient(135deg, var(--navy) 0%, #0d3560 40%, var(--teal) 100%);
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  padding-top: 80px;
}

.hero-bg-pattern {
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle at 20% 50%, rgba(200,169,107,0.06) 0%, transparent 50%),
    radial-gradient(circle at 80% 20%, rgba(14,92,99,0.3) 0%, transparent 40%),
    radial-gradient(circle at 60% 80%, rgba(15,39,71,0.4) 0%, transparent 40%);
}

.hero-grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(200,169,107,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(200,169,107,0.04) 1px, transparent 1px);
  background-size: 80px 80px;
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 760px;
}

.hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  background: rgba(200,169,107,0.15);
  border: 1px solid rgba(200,169,107,0.3);
  border-radius: 100px;
  padding: 0.4rem 1rem;
  margin-bottom: 1.8rem;
  color: var(--gold);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.hero-tag::before {
  content: '';
  width: 6px;
  height: 6px;
  background: var(--gold);
  border-radius: 50%;
}

.hero h1 {
  color: var(--white);
  margin-bottom: 1.5rem;
  font-weight: 600;
}

.hero h1 span {
  color: var(--gold);
  font-style: italic;
}

.hero-lead {
  font-size: 1.08rem;
  color: rgba(255,255,255,0.82);
  max-width: 640px;
  margin-bottom: 1.5rem;
  line-height: 1.8;
}

.hero-value {
  font-size: 0.95rem;
  color: rgba(255,255,255,0.65);
  max-width: 600px;
  margin-bottom: 2.5rem;
  line-height: 1.8;
  font-style: italic;
  border-left: 2px solid var(--gold);
  padding-left: 1.2rem;
}

.hero-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.hero-scroll {
  position: absolute;
  bottom: 2.5rem;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
  color: rgba(255,255,255,0.4);
  font-size: 0.7rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.scroll-line {
  width: 1px;
  height: 40px;
  background: linear-gradient(to bottom, rgba(200,169,107,0.6), transparent);
  animation: scrollPulse 2s ease-in-out infinite;
}

@keyframes scrollPulse {
  0%, 100% { opacity: 0.4; transform: scaleY(1); }
  50% { opacity: 1; transform: scaleY(1.2); }
}

/* Page Hero (inner pages) */
.page-hero {
  padding: 160px 0 80px;
  background: linear-gradient(135deg, var(--navy) 0%, #0d3560 50%, var(--teal) 100%);
  position: relative;
  overflow: hidden;
}

.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(200,169,107,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(200,169,107,0.03) 1px, transparent 1px);
  background-size: 60px 60px;
}

.page-hero-content {
  position: relative;
  z-index: 2;
}

.page-hero h1 {
  color: var(--white);
  margin-bottom: 1.2rem;
}

.page-hero p {
  color: rgba(255,255,255,0.75);
  font-size: 1.1rem;
  max-width: 600px;
}

.breadcrumb {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: 1.5rem;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.5);
}

.breadcrumb a {
  color: rgba(255,255,255,0.5);
  transition: var(--transition);
}
.breadcrumb a:hover { color: var(--gold); }
.breadcrumb span { color: rgba(255,255,255,0.25); }
.breadcrumb .current { color: var(--gold); }

/* ---- Service Cards ---- */
.service-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
}

.service-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2.4rem 2rem;
  border: 1px solid rgba(15,39,71,0.07);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}

.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--teal), var(--gold));
  transform: scaleX(0);
  transform-origin: left;
  transition: var(--transition);
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(15,39,71,0.1);
}

.service-card:hover::before { transform: scaleX(1); }

.card-icon {
  width: 52px;
  height: 52px;
  background: linear-gradient(135deg, rgba(14,92,99,0.12), rgba(200,169,107,0.12));
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.4rem;
  transition: var(--transition);
}

.service-card:hover .card-icon {
  background: linear-gradient(135deg, var(--teal), var(--navy));
}

.card-icon svg {
  transition: var(--transition);
}

.service-card:hover .card-icon svg path,
.service-card:hover .card-icon svg rect,
.service-card:hover .card-icon svg circle,
.service-card:hover .card-icon svg polyline,
.service-card:hover .card-icon svg line,
.service-card:hover .card-icon svg polygon {
  stroke: var(--gold);
}

.service-card h3 {
  font-size: 1.3rem;
  margin-bottom: 0.8rem;
}

.service-card p {
  font-size: 0.92rem;
  color: var(--grey);
  line-height: 1.7;
}

.card-link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  color: var(--teal);
  font-size: 0.85rem;
  font-weight: 600;
  margin-top: 1.2rem;
  letter-spacing: 0.03em;
}

.card-link:hover { color: var(--gold); gap: 0.7rem; }

/* ---- Feature / Stats Blocks ---- */
.stats-row {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 2rem;
}

.stat-item {
  text-align: center;
}

.stat-number {
  font-family: 'Cormorant Garamond', serif;
  font-size: 3rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 0.4rem;
}

.stat-label {
  font-size: 0.82rem;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.6);
}

/* ---- Feature List ---- */
.feature-list {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.feature-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}

.feature-check {
  width: 24px;
  height: 24px;
  background: linear-gradient(135deg, var(--teal), var(--navy));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
}

.feature-check svg {
  width: 12px;
  height: 12px;
  stroke: var(--gold);
  stroke-width: 2.5;
}

.feature-item p {
  font-size: 0.95rem;
  color: var(--text-body);
  margin: 0;
}

/* ---- Two Column Layout ---- */
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}

.two-col.reverse {
  direction: rtl;
}

.two-col.reverse > * {
  direction: ltr;
}

/* ---- Section Headers ---- */
.section-header {
  margin-bottom: 3.5rem;
}

.section-header.center {
  text-align: center;
  max-width: 680px;
  margin-left: auto;
  margin-right: auto;
}

.section-header p {
  font-size: 1.05rem;
  color: var(--grey);
  margin-top: 1rem;
}

/* ---- CTA Banner ---- */
.cta-banner {
  background: linear-gradient(135deg, var(--navy) 0%, #0d3560 50%, var(--teal) 100%);
  padding: 80px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle at 30% 50%, rgba(200,169,107,0.08) 0%, transparent 50%),
    radial-gradient(circle at 70% 50%, rgba(14,92,99,0.15) 0%, transparent 40%);
}

.cta-banner > * { position: relative; z-index: 2; }

.cta-banner .container { position: relative; z-index: 2; }

.cta-banner h2 {
  color: var(--white);
  margin-bottom: 1rem;
}

.cta-banner p {
  color: rgba(255,255,255,0.75);
  font-size: 1.05rem;
  max-width: 500px;
  margin: 0 auto 2rem;
}

/* ---- FAQ Accordion ---- */
.faq-section .section-header { margin-bottom: 2.5rem; }

.faq-category {
  margin-bottom: 3rem;
}

.faq-category-title {
  display: flex;
  align-items: center;
  gap: 0.8rem;
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.4rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 1.2rem;
  padding-bottom: 0.8rem;
  border-bottom: 1px solid rgba(15,39,71,0.1);
}

.faq-category-title span {
  color: var(--gold);
}

.faq-item {
  border-bottom: 1px solid rgba(15,39,71,0.07);
}

.faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.2rem 0;
  cursor: pointer;
  font-family: 'Inter', sans-serif;
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--navy);
  transition: var(--transition);
  gap: 1rem;
  user-select: none;
}

.faq-question:hover { color: var(--teal); }

.faq-icon {
  width: 28px;
  height: 28px;
  background: rgba(15,39,71,0.06);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: var(--transition);
}

.faq-icon svg {
  width: 14px;
  height: 14px;
  stroke: var(--teal);
  transition: var(--transition);
}

.faq-item.open .faq-icon {
  background: var(--teal);
  transform: rotate(45deg);
}

.faq-item.open .faq-icon svg { stroke: var(--white); }
.faq-item.open .faq-question { color: var(--teal); }

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s cubic-bezier(0.4,0,0.2,1);
}

.faq-answer-inner {
  padding-bottom: 1.2rem;
  font-size: 0.93rem;
  color: var(--grey);
  line-height: 1.75;
}

/* ---- Process Steps ---- */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 2rem;
  position: relative;
}

.step-item {
  text-align: center;
  padding: 2rem 1.5rem;
}

.step-num {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--teal), var(--navy));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.4rem;
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--gold);
  box-shadow: 0 4px 16px rgba(14,92,99,0.3);
}

.step-item h4 {
  margin-bottom: 0.6rem;
  font-size: 1.1rem;
}

.step-item p {
  font-size: 0.88rem;
  color: var(--grey);
}

/* ---- Info Box ---- */
.info-box {
  background: linear-gradient(135deg, rgba(14,92,99,0.06), rgba(200,169,107,0.06));
  border: 1px solid rgba(200,169,107,0.2);
  border-left: 4px solid var(--gold);
  border-radius: var(--radius);
  padding: 1.5rem 1.8rem;
  margin: 2rem 0;
}

.info-box p {
  font-size: 0.95rem;
  color: var(--navy);
  margin: 0;
}

.info-box strong { color: var(--teal); }

.alert-box {
  background: linear-gradient(135deg, rgba(200,169,107,0.1), rgba(200,169,107,0.05));
  border: 1px solid rgba(200,169,107,0.3);
  border-left: 4px solid var(--gold);
  border-radius: var(--radius);
  padding: 1.2rem 1.5rem;
  margin: 1.5rem 0;
  display: flex;
  align-items: flex-start;
  gap: 0.8rem;
}

.alert-box svg {
  flex-shrink: 0;
  margin-top: 1px;
}

.alert-box p {
  font-size: 0.92rem;
  color: var(--navy);
  margin: 0;
}

/* ---- Content Columns ---- */
.content-block {
  margin-bottom: 2rem;
}

.content-block h3 {
  font-size: 1.25rem;
  margin-bottom: 0.8rem;
}

.bullet-list {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
  margin-top: 0.8rem;
}

.bullet-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.7rem;
  font-size: 0.94rem;
  color: var(--text-body);
  line-height: 1.6;
}

.bullet-list li::before {
  content: '';
  width: 6px;
  height: 6px;
  background: var(--gold);
  border-radius: 50%;
  flex-shrink: 0;
  margin-top: 0.5rem;
}

/* ---- Two-tone Section ---- */
.split-section {
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 500px;
}

.split-left {
  background: var(--navy);
  padding: 80px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.split-right {
  background: var(--ivory);
  padding: 80px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

/* ---- Contact Form ---- */
.contact-form {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 3rem;
  box-shadow: var(--shadow-md);
}

.form-group {
  margin-bottom: 1.5rem;
}

.form-group label {
  display: block;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--navy);
  margin-bottom: 0.5rem;
}

.form-control {
  width: 100%;
  padding: 0.85rem 1.1rem;
  border: 1px solid rgba(15,39,71,0.15);
  border-radius: var(--radius);
  font-family: 'Inter', sans-serif;
  font-size: 0.93rem;
  color: var(--text-body);
  background: var(--white);
  transition: var(--transition);
  outline: none;
}

.form-control:focus {
  border-color: var(--teal);
  box-shadow: 0 0 0 3px rgba(14,92,99,0.1);
}

.form-control::placeholder { color: #aaa; }

textarea.form-control {
  resize: vertical;
  min-height: 130px;
}

select.form-control {
  cursor: pointer;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%236E7681' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  padding-right: 2.5rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.2rem;
}

/* Contact Info Cards */
.contact-info-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.5rem;
  margin-bottom: 3rem;
}

.contact-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2rem;
  text-align: center;
  border: 1px solid rgba(15,39,71,0.07);
  transition: var(--transition);
}

.contact-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: rgba(200,169,107,0.3);
}

.contact-card-icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, rgba(14,92,99,0.1), rgba(200,169,107,0.1));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1rem;
}

.contact-card h4 {
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--grey);
  margin-bottom: 0.4rem;
}

.contact-card p {
  font-size: 0.95rem;
  color: var(--navy);
  font-weight: 500;
}

/* ---- Why Choose Us ---- */
.why-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 2rem;
}

.why-card {
  padding: 2.2rem;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(255,255,255,0.1);
  background: rgba(255,255,255,0.05);
  transition: var(--transition);
}

.why-card:hover {
  background: rgba(255,255,255,0.08);
  transform: translateY(-4px);
}

.why-card-num {
  font-family: 'Cormorant Garamond', serif;
  font-size: 2.5rem;
  font-weight: 700;
  color: rgba(200,169,107,0.3);
  line-height: 1;
  margin-bottom: 0.5rem;
}

.why-card h3 {
  color: var(--white);
  font-size: 1.2rem;
  margin-bottom: 0.6rem;
}

.why-card p {
  color: rgba(255,255,255,0.65);
  font-size: 0.9rem;
  line-height: 1.7;
}

/* ---- About Visual ---- */
.about-visual {
  position: relative;
}

.about-img-box {
  border-radius: var(--radius-lg);
  overflow: hidden;
  height: 480px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--teal) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}

.about-img-pattern {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(200,169,107,0.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(200,169,107,0.05) 1px, transparent 1px);
  background-size: 40px 40px;
}

.about-img-content {
  position: relative;
  z-index: 2;
  text-align: center;
  padding: 2rem;
}

.about-badge {
  background: rgba(200,169,107,0.15);
  border: 1px solid rgba(200,169,107,0.3);
  border-radius: var(--radius-lg);
  padding: 2rem 2.5rem;
  backdrop-filter: blur(10px);
}

.about-badge-number {
  font-family: 'Cormorant Garamond', serif;
  font-size: 4rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
  display: block;
}

.about-badge-text {
  color: rgba(255,255,255,0.85);
  font-size: 0.9rem;
  font-weight: 500;
  display: block;
  margin-top: 0.3rem;
}

.about-float-card {
  position: absolute;
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 1.2rem 1.5rem;
  box-shadow: var(--shadow-md);
  display: flex;
  align-items: center;
  gap: 0.8rem;
  animation: float 4s ease-in-out infinite;
}

.about-float-card:nth-child(2) {
  bottom: 2rem;
  left: -2rem;
  animation-delay: 1s;
}

.about-float-card:nth-child(3) {
  top: 2rem;
  right: -2rem;
  animation-delay: 2s;
}

@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

.float-icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.float-text strong {
  display: block;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--navy);
}

.float-text span {
  font-size: 0.75rem;
  color: var(--grey);
}

/* ---- Approach Section ---- */
.approach-items {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.approach-item {
  display: flex;
  gap: 1.5rem;
  align-items: flex-start;
  padding: 1.5rem;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(15,39,71,0.06);
  transition: var(--transition);
}

.approach-item:hover {
  background: var(--ivory);
  border-color: rgba(200,169,107,0.2);
}

.approach-icon {
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, var(--teal), var(--navy));
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.approach-text h4 {
  font-size: 1rem;
  margin-bottom: 0.3rem;
  color: var(--navy);
}

.approach-text p {
  font-size: 0.88rem;
  color: var(--grey);
  line-height: 1.6;
  margin: 0;
}

/* ---- Footer ---- */
.site-footer {
  background: #080f1c;
  color: rgba(255,255,255,0.7);
}

.footer-main {
  padding: 80px 0 50px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
}

.footer-brand p {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.55);
  margin-top: 1.2rem;
  line-height: 1.8;
  max-width: 300px;
}

.footer-col h5 {
  font-family: 'Inter', sans-serif;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.4rem;
}

.footer-col ul {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}

.footer-col ul li a {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.5);
  transition: var(--transition);
}

.footer-col ul li a:hover {
  color: var(--white);
  padding-left: 4px;
}

.footer-contact-item {
  display: flex;
  gap: 0.7rem;
  align-items: flex-start;
  margin-bottom: 0.8rem;
}

.footer-contact-item svg {
  flex-shrink: 0;
  margin-top: 2px;
}

.footer-contact-item span {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.5);
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.07);
  padding: 1.5rem 0;
}

.footer-bottom-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
}

.footer-bottom p {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.3);
  margin: 0;
}

.footer-legal {
  display: flex;
  gap: 1.5rem;
}

.footer-legal a {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.3);
  transition: var(--transition);
}

.footer-legal a:hover { color: rgba(255,255,255,0.6); }

/* ---- Scroll Animations ---- */
.fade-up {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.7s cubic-bezier(0.4,0,0.2,1), transform 0.7s cubic-bezier(0.4,0,0.2,1);
}

.fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}

.fade-in {
  opacity: 0;
  transition: opacity 0.7s ease;
}

.fade-in.visible { opacity: 1; }

.delay-1 { transition-delay: 0.1s; }
.delay-2 { transition-delay: 0.2s; }
.delay-3 { transition-delay: 0.3s; }
.delay-4 { transition-delay: 0.4s; }

/* ---- Responsive ---- */
@media (max-width: 1024px) {
  .two-col {
    grid-template-columns: 1fr;
    gap: 3rem;
  }

  .two-col.reverse { direction: ltr; }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 2.5rem;
  }

  .split-section {
    grid-template-columns: 1fr;
  }

  .split-left, .split-right {
    padding: 60px 40px;
  }
}

@media (max-width: 768px) {
  .section { padding: 70px 0; }

  .nav-links {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: var(--navy);
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 1.5rem;
    z-index: 999;
  }

  .nav-links.open { display: flex; }

  .nav-links a {
    font-size: 1.2rem;
    color: var(--white);
  }

  .nav-links a.nav-cta {
    font-size: 1rem;
    padding: 0.8rem 2rem !important;
  }

  .nav-toggle { display: flex; z-index: 1001; }

  .hero-actions {
    flex-direction: column;
    width: 100%;
    max-width: 280px;
  }

  .hero-actions .btn {
    width: 100%;
    justify-content: center;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .footer-bottom-inner {
    flex-direction: column;
    text-align: center;
  }

  .about-float-card { display: none; }

  .contact-form { padding: 2rem 1.5rem; }

  .split-left, .split-right { padding: 50px 30px; }

  .page-hero { padding: 130px 0 60px; }
}

@media (max-width: 480px) {
  h1 { font-size: 2rem; }
  h2 { font-size: 1.6rem; }

  .container { padding: 0 1.2rem; }

  .service-cards { grid-template-columns: 1fr; }

  .stats-row { grid-template-columns: 1fr 1fr; }

  .why-grid { grid-template-columns: 1fr; }
}

/* ---- Page Active States ---- */
body[data-page="home"] a[href="index.html"],
body[data-page="about"] a[href="about.html"],
body[data-page="liquidation"] a[href="liquidation.html"],
body[data-page="trusts"] a[href="trusts.html"],
body[data-page="rescue"] a[href="business-rescue.html"],
body[data-page="contact"] a[href="contact.html"] {
  color: var(--white) !important;
}

body[data-page="home"] a[href="index.html"]::after,
body[data-page="about"] a[href="about.html"]::after,
body[data-page="liquidation"] a[href="liquidation.html"]::after,
body[data-page="trusts"] a[href="trusts.html"]::after,
body[data-page="rescue"] a[href="business-rescue.html"]::after,
body[data-page="contact"] a[href="contact.html"]::after {
  width: calc(100% - 1.8rem);
}

/* ---- Misc ---- */
.gold-line {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1rem;
}

.gold-line::before, .gold-line::after {
  content: '';
  flex: 1;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(200,169,107,0.3), transparent);
}

.pill-tag {
  display: inline-block;
  background: rgba(200,169,107,0.15);
  border: 1px solid rgba(200,169,107,0.3);
  color: var(--gold);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 0.3rem 0.9rem;
  border-radius: 100px;
}

.number-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 32px;
  height: 32px;
  background: var(--gold);
  color: var(--navy);
  border-radius: 50%;
  font-size: 0.8rem;
  font-weight: 700;
  flex-shrink: 0;
}